Insurance Temporary Housing in Indianapolis: A Simple Placement Checklist

January 20, 20256 min read

When a family is displaced due to fire, water damage, smoke, or renovations, temporary housing should reduce friction—not add it. Use this checklist to place the right furnished home quickly and confidently for 30+ day stays in the Indianapolis area.

1. Confirm the Dates + Extension Process

Displacement timelines change. Ask how extensions are handled, what notice is needed, and whether rate changes apply after the initial term.

2. Utilities + WiFi: What's Included?

For ALE/loss-of-use stays, clear utility coverage prevents surprise invoices. Confirm what's included (electric, gas, water, trash, internet) and any reasonable usage limits.

Ask for these details

  • • Internet speed / reliability
  • • Utility coverage + caps (if any)
  • • Who pays and when (direct bill vs reimbursement)

3. Household Fit: Occupancy, Pets, Parking

Confirm household size, any pet needs (fees/rules), and parking requirements (garage/driveway). For families, laundry and a full kitchen are usually non-negotiable.

4. Documentation + Communication

Make sure the booking contact, billing contact, and occupant contact are clear. Confirm what documentation is needed for claim files and any placement vendor requirements.

Need Insurance Temporary Housing Now?

Our Whitestown furnished home supports 30+ day stays with utilities & WiFi included and an extension-friendly setup.